/* Sirius Digital LLC — institutional light theme */
:root{
  --paper:#F5F3EE; --paper-2:#EEEBE2; --white:#FFFFFF;
  --ink:#1A1C20; --muted:#565B63; --faint:#898E97;
  --line:#E4E0D6; --line-2:#D5D0C4;
  --navy:#17263F; --navy-2:#223757; --accent:#2E5C7E; --brass:#B08A4E;
}
*{margin:0;padding:0;box-sizing:border-box}
html{scroll-behavior:smooth}
body{font-family:'IBM Plex Sans',system-ui,-apple-system,Segoe UI,sans-serif;background:var(--paper);color:var(--ink);line-height:1.65;-webkit-font-smoothing:antialiased;overflow-x:hidden;font-size:16px}
h1,h2,h3,h4,.display{font-family:'Source Serif 4',Georgia,'Times New Roman',serif;font-weight:600;line-height:1.2;color:var(--ink);letter-spacing:-.005em}
a{color:inherit;text-decoration:none;transition:.15s}
img{max-width:100%;display:block}
.wrap{max-width:1120px;margin:0 auto;padding:0 28px}
.narrow{max-width:800px}
.btn{display:inline-flex;align-items:center;gap:8px;border-radius:7px;padding:12px 22px;font-weight:600;font-size:14.5px;cursor:pointer;transition:.18s;border:1px solid transparent;font-family:inherit}
.btn-primary{background:var(--navy);color:#fff}
.btn-primary:hover{background:var(--navy-2)}
.btn-ghost{background:var(--white);color:var(--navy);border-color:var(--line-2)}
.btn-ghost:hover{border-color:var(--navy)}
.eyebrow{display:inline-flex;align-items:center;gap:9px;font-family:'IBM Plex Sans',sans-serif;font-size:12px;letter-spacing:.2em;text-transform:uppercase;color:var(--accent);font-weight:600}
.eyebrow::before{content:"";width:22px;height:1.5px;background:var(--brass);display:inline-block}

/* header */
header{position:sticky;top:0;z-index:50;background:rgba(245,243,238,.88);backdrop-filter:blur(10px);border-bottom:1px solid var(--line)}
.nav{display:flex;align-items:center;justify-content:space-between;height:74px}
.logo{display:flex;align-items:center;gap:11px;font-family:'Source Serif 4',serif;font-weight:600;font-size:20px;color:var(--navy);letter-spacing:-.01em}
.logo svg{width:22px;height:22px;color:var(--navy)}
.logo .lt{font-weight:600}
.nav-links{display:flex;gap:34px;font-size:14.5px;color:var(--muted);font-weight:500}
.nav-links a:hover{color:var(--navy)}
.nav .btn{padding:10px 20px}

/* sections */
section{padding:88px 0}
.sec-head{max-width:680px;margin-bottom:52px}
.sec-head h2{font-size:clamp(27px,3.6vw,40px);margin:14px 0 14px}
.sec-head p{color:var(--muted);font-size:17px}

/* hero */
.hero{border-bottom:1px solid var(--line);background:linear-gradient(180deg,var(--white),var(--paper) 70%)}
.hero-in{padding-top:88px;padding-bottom:80px;max-width:820px}
.hero h1{font-size:clamp(36px,5.6vw,58px);margin:20px 0 22px;line-height:1.12;letter-spacing:-.015em}
.hero h1 .em{color:var(--navy);font-style:italic}
.hero p{font-size:clamp(16.5px,2vw,19px);color:var(--muted);max-width:620px;margin-bottom:32px}
.cta-row{display:flex;gap:13px;flex-wrap:wrap}
.trustline{margin-top:44px;padding-top:26px;border-top:1px solid var(--line);display:flex;align-items:center;gap:26px;flex-wrap:wrap;color:var(--muted);font-size:13.5px}
.trustline .tl-lab{color:var(--faint);letter-spacing:.14em;text-transform:uppercase;font-size:11px;font-weight:600}
.trustline b{color:var(--ink);font-weight:600;display:inline-flex;align-items:center;gap:7px}
.trustline b svg{width:15px;height:15px;color:var(--accent)}

/* cards grid */
.grid{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}
.grid-2{display:grid;grid-template-columns:repeat(2,1fr);gap:18px}
.card{background:var(--white);border:1px solid var(--line);border-radius:11px;padding:30px 26px;transition:.18s}
.card:hover{border-color:var(--line-2);box-shadow:0 10px 30px -16px rgba(23,38,63,.22);transform:translateY(-2px)}
.card .ic{width:46px;height:46px;border-radius:10px;display:flex;align-items:center;justify-content:center;background:var(--paper);border:1px solid var(--line);color:var(--navy);margin-bottom:18px}
.card .ic svg{width:22px;height:22px}
.card h3{font-size:19px;margin-bottom:9px}
.card p{color:var(--muted);font-size:14.5px;line-height:1.6}

/* band */
.band{background:var(--paper-2);border-top:1px solid var(--line);border-bottom:1px solid var(--line)}

/* steps */
.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:22px}
.step .n{font-family:'Source Serif 4',serif;font-weight:600;font-size:22px;color:var(--navy);border:1px solid var(--line-2);width:48px;height:48px;border-radius:10px;display:flex;align-items:center;justify-content:center;margin-bottom:18px;background:var(--white)}
.step h3{font-size:18px;margin-bottom:7px}
.step p{color:var(--muted);font-size:14px}

/* assurances */
.assur{display:grid;grid-template-columns:repeat(4,1fr);gap:16px}
.assur .a{background:var(--white);border:1px solid var(--line);border-radius:11px;padding:24px 22px}
.assur .a .ai{width:40px;height:40px;border-radius:9px;border:1px solid var(--line);display:flex;align-items:center;justify-content:center;color:var(--navy);margin-bottom:14px}
.assur .a .ai svg{width:20px;height:20px}
.assur .a b{display:block;font-size:15.5px;margin-bottom:5px;font-weight:600}
.assur .a p{color:var(--muted);font-size:13px;line-height:1.55}

/* split */
.split{display:grid;grid-template-columns:1.05fr .95fr;gap:56px;align-items:center}
.split p{color:var(--muted);font-size:16px;margin-bottom:16px}
.split .lead{color:var(--ink);font-size:18.5px;font-weight:500;font-family:'Source Serif 4',serif;line-height:1.4}
.stats{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.stat{background:var(--white);border:1px solid var(--line);border-radius:11px;padding:24px 22px}
.stat .big{font-family:'Source Serif 4',serif;font-weight:600;font-size:23px;color:var(--navy)}
.stat .lbl{color:var(--muted);font-size:13.5px;margin-top:5px}

/* contact band (dark navy anchor) */
.contact{background:var(--navy);color:#fff;text-align:center;border-top:1px solid var(--navy)}
.contact .eyebrow{color:#9fc0d6}
.contact .eyebrow::before{background:var(--brass)}
.contact h2{font-size:clamp(28px,4vw,42px);margin:14px 0 14px;color:#fff}
.contact p{color:rgba(255,255,255,.72);max-width:560px;margin:0 auto 28px;font-size:17px}
.contact .btn-primary{background:#fff;color:var(--navy)}
.contact .btn-primary:hover{background:#e9eef3}
.contact-cards{display:grid;grid-template-columns:repeat(3,1fr);gap:16px;max-width:800px;margin:38px auto 0;text-align:left}
.contact-cards .c{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.14);border-radius:11px;padding:22px}
.contact-cards .c .cl{font-size:11px;letter-spacing:.14em;text-transform:uppercase;color:rgba(255,255,255,.5);font-weight:600;margin-bottom:8px}
.contact-cards .c a,.contact-cards .c span{color:#fff;font-size:15px;font-weight:500;word-break:break-word}
.contact-cards .c a:hover{color:#9fc0d6}

/* legal / institutional pages */
.legal-hero{padding:64px 0 40px;border-bottom:1px solid var(--line);background:var(--white)}
.legal-hero h1{font-size:clamp(30px,4.6vw,44px);margin-bottom:12px}
.legal-hero .upd{color:var(--faint);font-size:14px}
.legal-hero .lead{color:var(--ink);font-size:18.5px;font-weight:500;font-family:'Source Serif 4',serif;line-height:1.45;margin-bottom:16px}
.legal{padding:52px 0 84px}
.legal h2{font-size:22px;margin:40px 0 12px}
.legal h2:first-child{margin-top:0}
.legal h3{font-size:16.5px;margin:24px 0 8px;color:var(--ink);font-family:'IBM Plex Sans',sans-serif;font-weight:700}
.legal p{color:var(--muted);margin-bottom:14px;font-size:15.5px}
.legal ul{color:var(--muted);margin:0 0 16px 20px;font-size:15.5px}
.legal ul li{margin-bottom:8px}
.legal a{color:var(--accent);text-decoration:underline;text-underline-offset:2px}
.legal a:hover{color:var(--navy)}
.legal strong,.legal b{color:var(--ink)}
.legal .box{background:var(--white);border:1px solid var(--line);border-radius:11px;padding:22px 24px;margin:18px 0}
.legal .box p:last-child{margin-bottom:0}
.legal .toc{background:var(--white);border:1px solid var(--line);border-radius:11px;padding:22px 26px;margin-bottom:36px}
.legal .toc b{display:block;margin-bottom:12px;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--faint);font-family:'IBM Plex Sans',sans-serif}
.legal .toc ol{margin:0 0 0 18px;color:var(--muted);font-size:14.5px;columns:2;column-gap:34px}
.legal .toc ol li{margin-bottom:6px}
.legal .toc a{color:var(--muted);text-decoration:none}
.legal .toc a:hover{color:var(--accent)}

/* footer */
footer{background:var(--paper-2);border-top:1px solid var(--line);padding:60px 0 32px;font-size:14px;color:var(--muted)}
.f-grid{display:grid;grid-template-columns:1.7fr 1fr 1fr 1.3fr;gap:40px;padding-bottom:38px;border-bottom:1px solid var(--line)}
.f-brand .logo{margin-bottom:14px}
.f-brand p{max-width:290px;font-size:13.5px;margin-bottom:18px;color:var(--muted)}
.f-legalblock{font-size:12.5px;line-height:1.85;color:var(--faint)}
.f-legalblock b{color:var(--muted)}
.f-col h4{font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:var(--ink);margin-bottom:16px;font-weight:700;font-family:'IBM Plex Sans',sans-serif}
.f-col a{display:block;color:var(--muted);font-size:14px;margin-bottom:11px}
.f-col a:hover{color:var(--navy)}
.f-contact div{margin-bottom:13px}
.f-contact .cl{font-size:10.5px;letter-spacing:.12em;text-transform:uppercase;color:var(--faint);font-weight:600;margin-bottom:3px}
.f-contact a,.f-contact span{color:var(--ink);font-size:13.5px;font-weight:500}
.f-contact a:hover{color:var(--accent)}
.f-bottom{padding-top:26px;display:flex;justify-content:space-between;flex-wrap:wrap;gap:12px;font-size:12.5px;color:var(--faint);align-items:center}
.f-pay{display:flex;gap:8px;align-items:center;flex-wrap:wrap}
.f-pay .pill{background:var(--white);border:1px solid var(--line);border-radius:5px;padding:4px 10px;font-size:11px;font-weight:600;color:var(--muted)}

/* cookie */
.cookie{position:fixed;left:16px;right:16px;bottom:16px;z-index:80;max-width:560px;margin:0 auto;background:var(--white);border:1px solid var(--line-2);border-radius:11px;padding:18px 20px;box-shadow:0 18px 44px -14px rgba(26,28,32,.28);display:flex;gap:16px;align-items:center;flex-wrap:wrap}
.cookie p{font-size:13px;color:var(--muted);flex:1;min-width:220px;margin:0}
.cookie p a{color:var(--accent);text-decoration:underline}
.cookie .cbtns{display:flex;gap:9px}
.cookie .btn{padding:9px 16px;font-size:13px}

@media(max-width:980px){ .f-grid{grid-template-columns:1fr 1fr} .f-brand{grid-column:1/-1} }
@media(max-width:880px){
  .nav-links{display:none}
  .grid{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:1fr 1fr}
  .assur{grid-template-columns:1fr 1fr}
  .split{grid-template-columns:1fr;gap:34px}
  .contact-cards{grid-template-columns:1fr}
  .legal .toc ol{columns:1}
}
@media(max-width:600px){
  .wrap{padding:0 20px}
  section{padding:60px 0}
  .sec-head{margin-bottom:34px}
  .hero{background:var(--paper)}
  .hero-in{padding-top:44px;padding-bottom:52px}
  .hero h1{font-size:31px;line-height:1.18;margin:14px 0 16px;letter-spacing:-.01em}
  .hero p{font-size:16px;margin-bottom:26px}
  .cta-row{flex-direction:column;align-items:stretch;gap:10px}
  .cta-row .btn{justify-content:center;width:100%;padding:14px 20px}
  .trustline{gap:12px 20px;margin-top:30px;padding-top:22px}
  .nav{height:64px}
  .logo{font-size:18px}
  .contact-cards{margin-top:28px}
}
@media(max-width:520px){
  .grid,.grid-2{grid-template-columns:1fr}
  .steps{grid-template-columns:1fr}
  .stats{grid-template-columns:1fr}
  .assur{grid-template-columns:1fr}
  .f-grid{grid-template-columns:1fr}
  .f-bottom{flex-direction:column;align-items:flex-start}
}